bandit-o-s:

bandit-o-s:

this is the swimming french horn playing financial advisor he does those things I just said

@randomencounters

Encounter: please don’t let my youthful appearance fool you, sir, I have helped many clients make the best use of their treasure. My advice is simple: the R. I. S. Strategy. What does that stand for? Rent, Invest, Start. Rent your equipment, Invest your winnings, and the Start is because when I handle your accounts I can play this French horn and grant you Bardic Initiative on your credit checks. Oh, the swim goggles? I just came from swim practice.

Item: crustaceacycle, works on land and underwater equally. Must be fed once a day; will accept nearly any non-bone animal or non-woody plant matter, and so if not presented with food, carrion, or vegetation, may start nibbling on leather armor or even unattended familiars.

Can attack with its claws, as a Giant Crab: Melee Weapon Attack: +3 to hit, reach 5 ft., one target. Hit: 4 (1d6 + 1) bludgeoning damage, and the target is Grappled (escape DC 11). The crab has two claws, each of which can grapple only one target.